FAQ'S

What are your hours?

Monday through Friday 9am to 5p

 

What if I have a low credit score?

All of our financing is done in house.  We do not do any credit checks at all.  We do check references.

 

What if I filed bankruptcy?

We want to do business with you.  Please call use at 574-686-2013.

 

What if I am going through a divorce, or have recently gone through a divorce?

We want to do business with you also.  Please call us at 574-686-2013.

 

How much of a down payment will I need?

Our payments are lower than anyone around.  Our down payments can be as low as $300, and as high as $1000.

 

How much are your payments?

Our payments range from $50 to $70 a week.

 

What if I get paid monthly?

That is OK.  If you decide to pay monthly you will need the down payment plus the first month upfront.

 

Do you offer warranties?

We do offer a warranty.  Please call 574-516-6399 for warranty details.  

 

Will I need a co-signer?

Most of the time as long as your over 18 you will not.  This is not always true though.

 

What paperwork will I need to buy a vehicle?

You will need to provide us with proof of address, proof of income, proof of full coverage insurance,  and an Indiana driver's license.

 

What are your requirements to buy a car?

You first will need to fill out a credit application.  You will need three references, proof of income, proof of address, proof of full coverage insurance, and Indiana driver's license.

 

Who pays the sales tax?

By law in the State of Indiana we have to charge 7% sales tax on the price of the vehicle.  You as the buyer will have 30 days to pay this.

 

Do you take trade-ins?

Due to the need to resell your vehicle at a reasonable price with a lower down payment, we are generally unable to give you enough value for your trade-in and always suggest that you try to sell iton your own.

Do you charge late fees, and how much are they?

Yes there is a $20 late charge that will be added to your payment for every 7 days you are late.

Can I only pay by coming into your office?

We accept all major debit/credit cards as well as cash, money order, or certified check.  Payments can either be made at the office, by phone, put in the night slot, or you may also mail in your payments.  WE DO NOT ACCEPT ANY PERSONAL CHECKS.

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